These days, very risky and difficult
Option 1: Make money by delivering a product or service to the public for a profit.
*To Choose Option 1 you must sign papers and legally be bound to and pay money to those in Option 2 and 3 or 4. **You must risk your future, the future of your family and work most times 80+ hours a week.

Usually Important work, can be boring but Huge Security
Option 2: Make money by administering or providing services to those in option 1, 2, 3 and 4 and their families.
*Choosing Option 2 you may get some job security because the services you provide are needed to make our society operate safely and smoothly. **You get to GUIDE and Control those in Option 1, but are (kind of) servants to those in Options 3 and 4. ( Read Option 3 for more understanding.)

Pretty Easy if you can work it out with the Option 2 people
Option 3: Example: (Just reproduce this action with everyone you know) Go to your neighbor Joe, loan him $5.00, get him to sign a paper saying he will pay you on Tuesday thru Mary your wife, or friend. Do NOT look for Joe, or contact Joe in any way. On Wednesday, have Mary knock on Joe's door then walk away. Now he owes you $40.00 and he owes Mary $35.00 for trying to get it. On Thursday, have Mary knock on Joe's door then walk away, now he owes you $40.00 and owes Mary $70.00. Don't worry about Friday because you have a weekly "Service Fee" he will owe you and Mary, so at 5:00pm on Friday Joe owes you $40.00 and Mary $105.00. $5.00 on Monday is now worth $145.00, Cool huh! Just repeat the same actions week after week. Is it legal? Evidently so, see the bank statement below, but please see "naming your organization" below.
*If you take Joe to court (those in Option 2), they may or may not make Joe pay you (depends on the Judge, and it also depends on what you call yourself or your organization "see naming your organization below"). **Be very careful with this option, option 2 may or may not be hospitable to your needs and wishes. Just move quickly to Option 4.

THE WINNER and NO-BRAINER: No Risk, if you fail, the option 2 people will GIVE you 1,000,000% more that your actual ownership and investment and force the option 1 and 2 people pay for it!
Option 4: Get a group of maybe 6-10 people and form a group. Send these type of papers; Example: ( Click here ) to those on Option 2. Then get 1000 people (1,000 x 1,000=1,000,000) to not understand your "Financial Service" of ( Used to be called Overdraft Fee , because they used to loan you the small amounts of money for a small fee, due to stipulations in their law changes over the years it is now called Non-Sufficient Funds and they loan you NOTHING, but charge you a "SERVICE FEE" since you screwed up or were dumb enough to open an account at their business in the first place. )
*You will get to hire lobbyists and change the laws to suit yourself, making those in Option 2 enforce those laws.
**IMPORTANT: It is 100% socially acceptable, and praised/rewarded in America to do this as long as you make your deals with Option 2 and name yourself correctly. See what not to name yourself below.
***Should someone not like what you are doing or try and not pay. It is completely acceptable to tell them "It is Your Fault" or "Maybe you are too fat and stupid to have a bank account, we are closing it!", then turn the fees owed over to one of many of our collection agencies one day later.
****According to Smart Money.com, "the three-year failure rate for new banks is less than one in 1,000," which, compared with a "60 percent failure rate for new restaurants," is not so horrible. The profits are not too shabby either. The site reports: "6,770 community banks earned $67 billion over the past five years."
*****U.S. banks collected over $38.5 billion in overdraft fees for 2010, nearly double compared to 2000.
******You get to teach people how to prey on their fellow citizens in their own communities and like it, or get fired.